How to get started on Overtime

Who can use it

• Not available to citizens of, or anyone accessing from, the United States and its territories, Belarus, Burma, China, Cuba, Democratic Republic of Congo, Iran, Iraq, Liberia, North Korea, Sudan, Syria or Zimbabwe.
• Not available to people listed as Specially Designated Nationals by the US OFAC.
• You must not use it if you are under the minimum age to bet or gamble under the laws of your jurisdiction.
• You should not use it if doing so is illegal in your jurisdiction.

What you need

• A Google, X, Discord or Apple account for social login, or a crypto wallet such as Rabby, MetaMask, Coinbase Wallet or Binance wallet.
• Funds to deposit: USDC, USDT, ETH or $OVER on Optimism, Arbitrum or Base, or BTC, SOL, Solana USDC or Tron USDT through Deposit Crypto.
• Alternatively, Apple Pay, Google Pay, Visa or Mastercard through the Buy With Card option.
• No ETH is needed for gas when using an Overtime Account, according to the docs.

Sign up

1. Open the Overtime app and click "SIGN IN".
2. Choose a social login (Google, X, Discord or Apple) or connect your own crypto wallet.
3. With social login, a non-custodial wallet is created inside the app and controls your Overtime Account.
4. Approve access to your account or wallet address.

Fund your account

1. Open "Add Funds" and pick a method.
2. Send supported tokens on Optimism, Arbitrum or Base to your Overtime Account deposit address, matching the network selected in the app.
3. Use "Deposit Crypto" to send BTC, SOL, Solana USDC or Tron USDT; they arrive as USDC on your selected network.
4. Use "Buy With Card" to pay with Apple Pay, Google Pay, Visa or Mastercard.
5. After the first deposit lands, click "ACTIVATE MY ACCOUNT".

Place your first prediction

1. Open the Sports & League menu and choose a league.
2. Click a line such as Moneyline, Handicap or Total to add it to the Ticket Builder.
3. Add more selections if you want a parlay.
4. Enter your stake, review the quote, potential profit and payout, then confirm and sign.
5. Track open and claimable positions under Profile.

Withdraw

1. Most markets settle automatically; the docs say settlement should take about 15 minutes, longer for new or niche markets.
2. After settlement, open the ticket in your Profile and click the claim button, or use "claim all".
3. Claimed winnings go to your Overtime Account, which is controlled by your own wallet.
4. Winnings not claimed within 90 days of a market being resolved are forfeit.

Fees (as published)

• The AMM applies a protocol fee on top of oracle-fed odds, currently set at 2%.
• Bets placed with $OVER get 2% boosted returns; bets in USDC, USDT or ETH do not.
• Gas fees may be fully sponsored by Overtime for some users.

Key risks

• You can lose the full stake of a bet.
• The terms state that use involves smart contract risk and that the platform is provided as is, at your own risk.
• Sending tokens on an unsupported network to your Overtime Account address might lose your funds.
• Winnings not claimed within 90 days of resolution are forfeit.
• Each market has a risk limit, so liquidity on one side can run out.